This is particularly underhanded, given that so many of us are clicking from our couch and receiving many online orders during lockdowns.
The scam can also be delivered via text message or email. Only click on a link about a delivery if you are certain it is about something you have purchased.
Don’t believe the story
There has been a 261 per cent rise this year in so-called “phishing” scams.
This is the new digital incarnation of the old Nigerian letter scam.
You will be contacted, probably by email, with an elaborate story about someone wanting to give you money for some reason. Of course, you would have to give them your bank account details to secure this surprising windfall.
Then, instead or receiving the money, you would see all the funds in that account emptied.
Don’t even bother to ready the email. Just click delete.
Never provide personal details
There has been a huge increase in remote-access and identity theft scams.
For this to work, a scammer needs information from you.
You never know who you are dealing with online or someone you don’t know on the phone.
If you don’t actually know the person, or that a company is truly the one you think it is, never provide any information at all.
You could always check later whether an approach is legitimate by calling the organisation back, using contact details you find independently, rather than those provided on the email or phone call.
If you suspect you have been a victim of identity theft, call 1800 595160 or go to the IDcare website at idcare.org. This government-funded service will prepare a response plan for your situation and give you assistance.
You need to make this contact as soon as possible, before your bank accounts are accessed or fraudulent credit applications are made.
If it seems too good to be true, it is
Nothing stands you in better stead to avoid being conned than a healthy sense of scepticism.
Always keep in mind that, when it comes to money, there is no quick and easy way to get it.
Talk about it
Most important of all, if you have fallen victim to a scam, do not feel embarrassed to talk about it.
You could contact your bank to explain the situation or, at the very least, speak with a family member.
Losing money can be painful. However, if you don’t seek help, there is every chance that it might happen again.
Source: | This article originally belongs to smh.com.au